House of Cards – amazing report on how the mortgage market went nuts… must watch!

House of Cards –  this is an amazing video on how the current mortgage crisis began… This video may make you mad, may make you sick, may say I told you so, may even make you cry….  when you gather all the information from this video you have to scratch your head and wonder are […]

Annapolis Maryland 4th of July

Annapolis Maryland was founded in 1649 by Puritan exiles from Virginia. Situated on the Severn River just off the Chesapeake Bay, Annapolis was once the temporary capital of the United States. The United States Naval Academy makes it’s home in Annapolis. The academy was founded in in 1845 on the site of the Severn River, situated just […]

Making Home Affordable refinance

Making Home Affordable refinance

Making Home Affordable… Do you qualify for the President’s Making Home Affordable Initiative? DU Refi Plus is a program that allows refinancing up to 125% of the value of your home. Qualification for this loan is easy. Sometimes you may even get an appraisal waiver. This program is misunderstood and under utilized. Your loan must […]

Maryland Jumbo Loans

Maryland Jumbo Loans

Mortgage rates hold near record lows… Interest rates for 30 year mortgages remain in the 4’s (for most loan scenarios). A huge benefit of these record low rates is the strong possibility of turning a 30 year loan into a 15 year loan while keeping the monthly payment close to their current payment. This can […]

newsletter week ending 6/18/10

newsletter week ending 6/18/10

FREE – High Quality Mortgage Advice, Rate Alerts and Market Updates directly to your inbox –  stay informed! Email: First Name: Last Name: Verify Enter the text as it appears on the image   Email Marketing by ActiveCampaign [ soft cialis | female viagra response | female viagra viagra woman | mexico pharmacy generic viagra | […]

loan officer top 3 must have qualities….

It is my belief that the traits realtor’s and consumers look for in loan officers have shifted in the past few years. In the past, a friendly smile and reputable company seemed to land originators deals. ahhhh, the mortgage and real estate heyday….. Top Three must have qualities…. Below are my thoughts on the top three traits loan […]

I'm just saying...

I’m just saying…

As I write my mortgage check for my home sweet home that has dropped over 40% in value and is underwater I ponder a few things… Our country is a great country. America has been known for coming to the rescue of other countries in need. And you know what, that had a lot to […]

how to keep your customers...

how to keep your customers…

A lesson in customer service – *** I want this to be known from the get go… I am not endorsing nor do I get any compensation for my post below. I simply think this is a glaring example of how clients should be treated. Every time… why do companies fail? — it all starts […]

falling values continue

falling values continue

It keeps falling and falling and falling…. …… where is the bottom??? Some may say I am a doom and gloomer.. I hate doom and gloom… but I am a realest  so here goes – +   Market Watch is reporting today that 14.01% of mortgages are either delinquent or in foreclosure. They report that Florida is still […]

apr

apr

APR – a 30 second tutorial APR – annual percentage rate – From Wikipedia, the free encyclopedia Another government invention aimed to make things “easier” for the consumer…   the problem is most mortgage loan officers have no clue how to arrive at the “APR” correctly… even in light of the new good faith which should make […]